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    • "Regulations on compulsory third party liability insurance premiums for owners of land vehicles, the procedure for their increase and decrease, and the insurer's liability limits" (not in force from 01.05.2004)

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    Publ.: Vēstnesis 30.05.1997 Amendments: MK 06.10.1998. not. no.397 (LV, 9.oct., no.189/190; Ziņotājs, 1998, no.21) MK 23.02.1999. not. no.61 (LV, 26.febr., no.55/56; Ziņotājs, 1999, no.6) MK 19.12.2000. not. no.436 (LV, 22.dec., no.466/469; Ziņotājs, 2001, no.3)

    CABINET OF MINISTERS OF THE REPUBLIC OF LATVIA

    Regulations No. 199

    27.05.1997

    Riga

    Regulations on compulsory third party liability insurance premiums for owners of land vehicles, the procedure for their increase and decrease and the insurer's liability limits

    (Minutes No. 30, § 24) Issued in accordance with Section 14, Part Two, Section 16, Part Three, Section 17, Part Three and Section 18, Part One of the Law on Compulsory Third-Party Liability Insurance of Land Vehicle Owners
    I. General issues
    II. Amounts of insurance premiums and the procedure for their calculation
    III. Limits of liability of the insurer
    IV. Closing questions
    Appendices
    1. Compulsory third party liability insurance premiums for land vehicle owners
    2. Increase and decrease in insurance premiums
    3. Vehicle classification
    4. Insurance premiums for compulsory international civil liability insurance contracts ("Green Cards")

    I. General issues

    1. These regulations determine the limits of liability of the insurer of compulsory third-party liability insurance of owners of land vehicles (hereinafter – vehicles) (hereinafter – insurance) and the procedure for calculating insurance premiums.

    II. Amounts of insurance premiums and the procedure for their calculation

    2. The procedure for calculating insurance premiums is mandatory for all insurers that have received a license for the relevant type of insurance and carry out insurance operations.

    3. If an insurance contract is concluded for a period shorter than a full calendar month (for example, for two and a half months), the insurance premium shall be determined in the amount provided for, including the relevant calendar month (except for insurance contracts concluded for one, two or fifteen days).

    4. Insurance premiums for standard contracts, complex contracts, group contracts and border insurance contracts are determined in accordance with the Law on Compulsory Third Party Liability Insurance of Land Vehicle Owners and these regulations (Annex 1).

    (as amended by Cabinet Regulation No. 1998 of 6 October 397, which comes into force on 10.10.98.)

    4.1. Insurance premiums for international compulsory civil liability insurance contracts (Green Cards) that are not valid in the territory of Latvia are determined in accordance with Table 4 of Annex 1 to these Regulations.

    (as amended by Cabinet Regulation No. 1998 of 6 October 397, which comes into force on 10.10.98.)

    4.2. Insurance premiums for international civil liability insurance

    for insurance contracts (Green Cards) valid in the territory of Latvia, calculated according to the formula:

    ZKL = ZK + P(1 – X/100), where

    ZKL – insurance premium for a Green Card valid in the territory of Latvia;

    ZK – insurance premium for a Green Card not valid in the territory of Latvia (Table 4 of Annex 1);

    P – the insurance premium of the corresponding standard contract (Annex 1), to which an increase or decrease has been applied in accordance with paragraphs 9, 10, 11, 12, 13, 14 and 15 of these regulations;

    X – reduction of insurance premium in accordance with Table 4 of Annex 2 to these Regulations.

    (as amended by Cabinet Regulation No. 1998 of 6 October 397, which comes into force on 10.10.98.)

    5. For trucks, buses and vehicles built on their basis registered in Latvia, with which licensed international commercial transport of goods and passengers is carried out and whose owner or authorized user can present an international compulsory civil liability insurance contract (Green Card), concluded for at least three months, the insurance premiums specified in Tables 1., 2.1.1., 2.1.2. and 3.1.1. of Annex 3.1.2 to these Regulations shall apply until the expiry of the Green Card.

    6. Insurance premiums for vehicles registered abroad are determined in accordance with Table 1 of Annex 8.1 to these Regulations. If the owner or authorized user of a vehicle registered abroad can present a valid international compulsory civil liability insurance contract (Green Card) when concluding a border insurance contract, insurance premiums are determined in accordance with Table 1 of Annex 8.2 to these Regulations.

    7. Taking into account the level of road traffic risk and the number of vehicles, the following additional coefficients for the vehicle premium are determined in the territory of Latvia (Appendix 1):

    7.1. In Riga – coefficient 1,2 (surcharge code – “R”);

    7.2. in the rest of the territory of Latvia – coefficient 1.

    8. The insurance premium, when insuring no more than one vehicle, is reduced by 40 percent:

    8.1. For disabled people of groups I and II (discount code – “I”);

    8.2. Group III disabled persons who have a relevant driving license and who have body support disorders, as confirmed by a relevant opinion of the Medical Commission for Health and Work Capacity Expertise (discount code - "I").

    9. The insurance premium shall be increased or decreased in accordance with the conditions referred to in paragraphs 8, 10, 11, 12, 13 and 15 of these Regulations, by applying the respective percentages to the amount of the vehicle insurance premium specified in Annex 1 to these Regulations.

    10. If the insurance has been in force for the last 12 months prior to the conclusion of the insurance contract and during this period the owner or authorized user of the vehicle has not caused any road traffic accidents with the vehicle specified in the insurance policy, nor has the vehicle been driven under the influence of alcoholic beverages, narcotics, psychotoxic or other intoxicating substances, the amount of the insurance premium shall be reduced in each subsequent year (Table 2 of Annex 1).

    11. If the insurance has been in force for the last 12 months prior to the conclusion of a new insurance contract and during this period the owner or authorized user of the vehicle has not caused any road traffic accidents with the vehicle specified in the insurance policy, nor has he driven this vehicle under the influence of alcoholic beverages, narcotics, psychotoxic or other intoxicating substances, and if he acquires the vehicle in accordance with a purchase, exchange or gift agreement or by inheriting it, the amount of the insurance premium shall be reduced when concluding an insurance contract in relation to the newly acquired vehicle (Table 2 of Annex 1).

    12. If, in the last 12 months prior to the conclusion of a new insurance contract, the owner or authorized user of the vehicle has caused one or more road traffic accidents with the vehicle specified in the insurance policy or, during this period, has driven this vehicle under the influence of alcoholic beverages, narcotics, psychotoxic or other intoxicating substances, the amount of the insurance premium shall be increased (Tables 2 and 2 of Annex 3).

    13. If, in the last 12 months prior to the conclusion of a new insurance contract, the owner or authorized user of the vehicle has caused one or more road traffic accidents with the vehicle specified in the insurance policy or has driven this vehicle under the influence of alcoholic beverages, narcotics, psychotoxic or other intoxicating substances during this period and if he acquires the vehicle in accordance with a purchase, exchange or gift agreement or by inheritance, the amount of the insurance premium shall be increased when concluding an insurance contract in relation to the newly acquired vehicle (Tables 2 and 2 of Annex 3).

    14. If, in accordance with the conditions referred to in Paragraphs 12 or 13 of these Regulations, different percentage increases in the insurance premium may be applied to the owner or authorized user of the vehicle, the highest percentage increase shall be applied.

    (As amended by Cabinet Regulation No. 19.12.2000 of 436, which comes into force on 01.01.2001.)

    15. If in the previous calendar year the owner or authorized user of the vehicle has caused a road traffic accident while under the influence of alcoholic beverages, narcotics, psychotoxic or other intoxicating substances, the amount of the insurance premium is increased by 200 percent (surcharge code – “P8”).

    16. If the insurer, when issuing an insurance policy, has incorrectly determined the amount of the insurance premium and it has been unreasonably increased, the insurer shall refund the overpaid part of the insurance premium to the policyholder. If the amount of the insurance premium has been unreasonably reduced, the policyholder shall pay the unpaid part of the insurance premium.

    17. The amounts of insurance premiums applicable in the relevant year are calculated in accordance with the classification of vehicles (Annex 3).

    III. Limits of liability of the insurer

    18. The total limit of liability of the insurer in connection with the treatment and temporary disability of the victim is 10000 lats for each injured person.

    (as amended by Cabinet Regulation No. 1999 of 23 February 61, as amended by Cabinet Regulation No. 19.12.2000 of 436 December 01.01.2001, which comes into force on XNUMX January XNUMX)

    19. The insurer's liability limit for a person killed in a road traffic accident is 400 lats for funeral expenses for each deceased person.

    20. The limit of liability of the insurer in connection with permanent loss of working capacity caused to a person injured in a road traffic accident is 1000 lats per year for each injured person.

    (as amended by Cabinet Regulation No. 1999 of 23 February 61, as amended by Cabinet Regulation No. 19.12.2000 of 436 December 01.01.2001, which comes into force on XNUMX January XNUMX)

    21. The insurer's liability limit for the dependents of a deceased person is 1000 lats per year for each person killed in a road traffic accident.

    (as amended by Cabinet Regulation No. 1999 of 23 February 61, as amended by Cabinet Regulation No. 19.12.2000 of 436 December 01.01.2001, which comes into force on XNUMX January XNUMX)

    22. The insurer's liability limit for damage caused to a third party's property in a road traffic accident is 9000 lats.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    22.1. If a road traffic accident has been caused by several persons and they have mutually suffered losses due to damage or loss of property, the insurance compensation that the civil liability insurer of each person who caused the road traffic accident pays to the victims in accordance with the degree of fault of the relevant person may not exceed the insurer's liability limit.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    22.2. If the person who caused the road traffic accident has caused losses due to damage to or loss of property to several victims, the insurance indemnity paid to the victims may not exceed the insurer's liability limit.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    22.3. If a road traffic accident causes damage to the property of several owners due to damage, destruction of vehicles or other property (except for the vehicle) and the total amount of damage exceeds the insurer's liability limit, the damage shall be compensated in the amount of the insurer's liability limit in proportion to the amount of damage to each victim.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    22.4. If damage has been caused to the property of several owners in a road traffic accident and the total amount of damage exceeds the insurer's liability limit, the damage shall be compensated in the amount of the insurer's liability limit, taking into account the following distribution of compensation for damage:

    22.4.1. for compensation for losses due to damage or destruction of a vehicle - 75 percent of the insurer's liability limit;

    22.4.2. for compensation for losses due to damage or destruction of other property (except for a vehicle) - 25 percent of the insurer's liability limit.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    22.5. If, in the case referred to in paragraph 22.4 of these Regulations , the amount of loss is less than that specified in the distribution of compensation for losses, this loss shall be compensated in full, but the remaining amount shall be paid out in proportion to the amount of losses of each victim.

    (as amended by Cabinet Regulation No. 2000 of 19 December 436, which comes into force on 01.01.2001.)

    23. When compensating for damage caused to the environment, the insurance indemnity may not exceed the insurer's liability limit – 1000 lats.

    (as amended by Cabinet Regulation No. 1999 of 23 February 61, as amended by Cabinet Regulation No. 19.12.2000 of 436 December 01.01.2000, which comes into force on XNUMX January XNUMX)

    IV. Closing questions

    24. Clause 15 of these Regulations shall enter into force on 1998 January 1. Clauses 10, 11, 12 and 13 of these Regulations shall enter into force on 1998 September 1.

    25. Clauses 5 and 6 of these Regulations shall be in force until the date on which the Republic of Latvia joins the international compulsory civil liability insurance (Green Card) system.

    25.1. Clauses 7, 8, 9, 10, 11, 12, 13, 14, 15 and 17 of these Regulations shall not apply to international compulsory civil liability insurance contracts (Green Cards) that are not valid in the territory of Latvia.

    (as amended by Cabinet Regulation No. 1998 of 6 October 397, which comes into force on 10.10.98.)

    25.2. If the amount of the insurer's liability limit is amended, the amendments shall apply to those insured events that have occurred after the relevant amendments have entered into force.

    (as amended by Cabinet Regulation No. 1999 of 23 February 61, which comes into force on 27.02.99.

    26. To declare the following Cabinet regulations invalid:

    26.1. Regulations No. 1996 of 11 June 204 “Regulations on compulsory third party liability insurance premiums for land vehicles and insurer liability limits” (Latvijas Vēstnesis, 1996, 103, 228/229/230);

    26.2. Regulations No. 1996 of 24 December 477 “Amendment to Cabinet of Ministers Regulations No. 1996 of 11 June 204 “Regulations on compulsory third party liability insurance premiums for owners of land vehicles and insurer liability limits”” (Latvijas Vēstnesis 1996, No. 228/229/230).

    Prime Minister A. Šķēle

    Minister of Finance R.Zīle

    Appendix 1
    Cabinet of Ministers
    May 1997, 27
    regulations no. 199

    Compulsory motor vehicle third party liability insurance premiums

    1. Passenger cars and minibuses with no more than eight seats (excluding the driver's seat) and vehicles built on their basis.
    1.1. For individuals for individual use.
    Table 1.1.1. Insurance premium in the territory of Latvia (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1V1IUntil 12001,92,83,442,718,12,631
    2V2I1201-15002,13,23,94,53,120,42,935
    3V3I1501-18002,33,54,353,522,83,339
    4V4I1801-21002,53,84,65,43,724,63,542,1
    5V5I2101-26002,74,155,8426,43,845,2
    6V6Iover 26002,84,25,164,127,13,946,5

    Table 1.1.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1V1IUntil 12002,23,34,14,83,321,73,137,2
    2V2I1201-15002,53,84,65,43,724,53,542
    3V3I1501-18002,84,25,164,227,33,946,8
    4V4I1801-210034,55,66,54,529,54,250,5
    5V5I2101-26003,34,9674,831,64,554,2
    6V6Iover 26003,356,17,2532,64,755,8

    Table 1.2.1. Insurance premium in the territory of Latvia (LVL) 

    1.2. For legal entities and commercial transport.

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1V1KUntil 12002,43,64,45,23,623,33,340
    2V2K1201-15002,84,15,15,94,126,83,846
    3V3K1501-18003,14,65,66,64,529,84,351
    4V4K1801-21003,456,27,2532,74,756
    5V5K2101-26003,65,46,67,85,435560
    6V6Kover 26003,75,66,885,536,25,262

    Table 1.2.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1V1KUntil 12002,94,35,36,24,328448
    2V2K1201-15003,356,17,14,932,24,655,2
    3V3K1501-18003,75,56,77,95,535,75,161,2
    4V4K1801-2100467,48,7639,25,667,2
    5V5K2101-26004,36,57,99,36,442672
    6V6Kover 26004,56,78,29,66,643,46,274,4

    2.1. For individuals for individual use. Table 2.1.1. Insurance premium in the territory of Latvia (LVL) 

    2. For trucks and vehicles built on their basis.

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1K1IUntil 35003,356,17,14,932,14,655
    2K2I3501-120003,55,36,57,65,334,44,959
    3K3I12001-200003,85,76,98,15,636,85,363
    4K4I20001-26000467,38,65,938,75,566,3
    5K5I26001-300004,26,37,796,240,65,869,6
    6K6Iover 300004,36,47,99,26,441,7671,5

    Table 2.1.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1K1IUntil 350045,97,38,55,938,55,566
    2K2I3501-120004,26,47,89,26,341,35,970,8
    3K3I12001-200004,56,88,39,86,844,16,375,6
    4K4I20001-260004,87,28,810,37,146,46,679,6
    5K5I26001-3000057,59,210,87,548,7783,5
    6K6Iover 300005,17,79,411,17,750,17,285,8

    Table 2.2.1. Insurance premium in the territory of Latvia (LVL) 

    2.2. For legal entities and commercial transport.

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1K1KUntil 35003,85,878,35,737,35,364
    2K2K3501-120004,56,88,39,76,743,86,375
    3K3K12001-200005,27,79,511,17,750,27,286
    4K4K20001-260005,68,510,312,28,454,87,894
    5K5K26001-300006,19,211,213,29,159,58,5102
    6K6Kover 300006,69,912,114,39,964,29,2110

    Table 2.2.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1K1KUntil 35004,66,98,49,96,944,86,476,8
    2K2K3501-120005,48,19,911,78,152,57,590
    3K3K12001-200006,29,311,413,49,260,28,6103,2
    4K4K20001-260006,810,212,414,610,165,89,4112,8
    5K5K26001-300007,31113,515,91171,410,2122,4
    6K6Kover 300007,911,914,517,111,87711132

    3.1. For individuals for individual use.

    Table 3.1.1. Insurance premium in the territory of Latvia (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1A1IUntil 35002,74,155,8426,33,845
    2A2I3501-1200034,55,56,54,529,24,250
    3A3I12001-200003,356,17,14,932,14,655
    4A4Iover 200003,55,36,47,65,234,14,958,5

    Table 3.1.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1A1IUntil 35003,24,95,974,831,54,554
    2A2I3501-120003,65,46,67,85,435560
    3A3I12001-2000045,97,38,55,938,55,566
    4A4Iover 200004,26,37,79,16,3415,970,2

    Table 3.2.1. Insurance premium in the territory of Latvia (LVL) 

    3.2. For legal entities and commercial transport.

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1A1kUntil 35003,24,95,974,831,54,554
    2A2k3501-120003,95,97,28,45,837,95,465
    3A3k12001-200004,66,88,49,86,844,36,376
    4A4kover 200005,17,79,411,17,649,97,185,5

    Table 3.2.2. Insurance premium in Riga (LVL)

    No. pkCodeGross weight (kg)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1A1kUntil 35003,95,87,18,45,837,85,464,8
    2A2k3501-120004,778,610,1745,56,578
    3A3k12001-200005,58,21011,88,253,27,691,2
    4A4kover 200006,29,211,313,39,259,98,6102,6

    Table 4.1. Insurance premium in the territory of Latvia (LVL)

    No. pkCodeEngine displacement (cm3)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1M1Under 250 cc0,60,91,11,30,95,80,810
    2M2250 cm3 and above0,91,41,71,91,38,81,315

    Table 4.2. Insurance premium in Riga (LVL)

    No. pkCodeEngine displacement (cm3)1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1M1Under 250cm30,71,11,31,517112
    2M2250cm3 and more1,11,622,31,610,51,518

    Table 5.1. Insurance premium in the territory of Latvia (LVL) 

    5. For tractors and self-propelled vehicles.

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1TR1 (wheeled tractors with a power of 50 hp and less), other tractor equipment0,711,21,40,96,40,911
    2TR2 (wheeled tractors with power over 50hp)1,11,72,12,41,610,91,618,7

    Table 5.2. Insurance premium in Riga (LVL)

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1TR1 (wheeled tractors with a power of 50 hp and less), other tractor equipment0,81,21,51,71,17,71,113,2
    2TR2 (wheeled tractors with power over 50hp)1,322,52,9213,11,922,4

    Table 6.1. Insurance premium in the territory of Latvia (LVL) 

    6. For trailers.

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1PV passenger cars0,30,50,60,60,42,90,45
    2PT Tractor and self-propelled0,40,60,80,90,64,10,67
    3PK1 Trucks (under 10t)0,91,41,71,91,38,81,315
    4PK2 Trucks (10t and over)34,55,56,54,529,24,250
    5PS Tankers, timber carriers5,48,19,911,78,152,57,590

    Table 6.2. Insurance premium in Riga (LVL)

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1PV passenger cars0,40,50,70,70,53,50,56
    2PT Tractor and self-propelled0,50,80,910,74,90,78,4
    3PK1 Trucks (under 10t)1,11,622,31,610,51,518
    4PK2 Trucks (10t and over)3,65,46,67,85,435560
    5PS Tankers, timber carriers6,59,711,9149,7639108

    Table 7.1. Insurance premium in the territory of Latvia (LVL) 

    7. Trams and trolleybuses.

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1TV trams5,27,89,611,37,850,87,387
    2TB trolleybuses5,27,89,611,37,850,87,387

    Table 7.2. Insurance premium in Riga (LVL)

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1TV trams6,39,411,513,59,360,98,7104,4
    2TB trolleybuses6,39,411,513,59,360,98,7104,4

    Table 8.1. Insurance premium (LVL) 

    8. For vehicles registered abroad.

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1RV passenger cars691113958,38,3100
    2RM motorcycles4,56,88,39,76,743,86,375
    3RK trucks.8,412,615,418,212,681,711,7140
    4RA buses7,210,813,215,610,87010120
    5RT
    tractor    		4,87,28,810,47,246,76,780
    6RPK truck trailers5,48,19,911,78,152,57,590
    7RPV passenger car trailers4,26,37,79,16,340,85,870
    8RPT tractors and self-propelled trailers4,87,28,810,47,246,76,780
    9RPS trailers: tankers, timber carriers7,210,813,215,610,87010120

    Table 8.2. Insurance premium (LVL)

    No. pkCode1 day2 days15 days1 monthFor each subsequent month up to 6 months7 monthsFor each subsequent month1 year
    1ZV passenger cars34,55,56,54,529,24,250
    2ZM motorcycles2,33,44,14,83,321,93,137,5
    3ZK trucks.4,26,37,79,16,340,85,870
    4NE buses3,65,46,67,85,435560
    5ZT tractors and self-propelled2,43,64,45,23,623,33,340
    6ZPK truck trailers2,74,155,8426,33,845
    7ZPV passenger car trailers2,13,23,94,53,120,42,935
    8ZPT tractor and self-propelled trailers2,43,64,45,23,623,33,340
    9ZPS trailers: tankers, timber carriers3,65,46,67,85,435560

    9. If the legal entity, in the course of its business, is engaged in the sale of vehicles.
    Table 9.1

    No. pkCodeVeidsInsurance premium for 1 year (LVL)
    1GVPassenger cars74,4
    2GMMotorcycles18
    3GKTrucks132
    4GABuses70,2
    5GTTractors and self-propelled vehicles22,4
    6GPKTrucks Trailers60
    7GPVCar trailers6
    8GPTTractor and self-propelled trailers 8,4

    Minister of Finance: R.Zīle

    Appendix 2
    Cabinet of Ministers
    May 1997, 27
    regulations No. 199

    Increase and decrease in insurance premiums

    Table 1. Insurance premium reduction depending on the number of years the vehicle has been driven without causing a traffic accident

    Number of yearsInsurance premium reduction (%)Discount code
    12A1
    23A2
    34A3
    45A4
    56A5
    67A6
    715A7
    820A8
    925A9
    1030A10
    1140A11
    1250A12

    Table 2. Insurance premium increase depending on the number of road traffic accidents

    Number of road accidentsInsurance premium increase * (%)Premium code
    115P1
    230P2
    350P3
    475P4
    5 and over100P5

    * Regardless of the number of road traffic accidents caused, if there are human victims in a road traffic accident, the insurance premium is increased by 100%, without taking into account the insurance premium increase amounts specified in this table. (Surcharge code – “P9”.) Table 3. Insurance premium increase depending on the number of cases when the vehicle was driven under the influence of alcohol or other intoxicating substances

    Number of cases of driving under the influence of alcohol or other intoxicating substancesInsurance premium increase (%)Premium code
    150P6
    2 and over100P7


    Minister of Finance: R.Zīle

    Appendix 3
    Cabinet of Ministers
    May 1997, 27
    regulations No. 199

    Vehicle classification

    1. Passenger cars, vehicles built on their basis and minibuses, in which the number of seats (excluding the driver's seat) does not exceed eight seats, shall be divided into the following groups:

    1.1. vehicles with a gross vehicle weight of up to 1200 kg;
    1.2. vehicles with a gross vehicle weight of between 1201 and 1500 kg;

    1.3. vehicles with a gross vehicle weight of between 1501 and 1800 kg;

    1.4. vehicles with a gross vehicle weight of between 1801 and 2100 kg;

    1.5. vehicles with a gross vehicle weight of between 2101 and 2600 kg;

    1.6. vehicles with a gross vehicle weight exceeding 2600 kg.

    2. Trucks and vehicles built on their basis shall be divided into the following groups:

    2.1. vehicles with a gross vehicle weight of up to 3500 kg;

    2.2. vehicles with a gross vehicle weight of between 3501 and 12000 kg;

    2.3. vehicles with a gross vehicle weight of between 12001 and 20000 kg;

    2.4. vehicles with a gross vehicle weight of between 20001 and 26000 kg;

    2.5. vehicles with a gross vehicle weight of between 26001 and 30000 kg;

    2.6. vehicles with a gross vehicle weight exceeding 30000 kg.

    3. Buses and vehicles built on their basis shall be divided into the following groups:

    3.1. vehicles with a gross vehicle weight of up to 3500 kg;

    3.2. vehicles with a gross vehicle weight of between 3501 and 12000 kg;

    3.3. vehicles with a gross vehicle weight of between 12001 and 20000 kg;

    3.4. vehicles with a gross vehicle weight exceeding 20000 kg.

    4. Motorcycles, scooters and vehicles built on their basis shall be divided into the following groups:

    4.1. with an engine displacement of less than 250 cm3;

    4.2. with an engine displacement of 250 cm3 and more.

    5. Tractors and self-propelled vehicles are divided into the following groups:

    5.1. wheeled tractors with an engine power of 50 HP (36,8 kW) and less; other tractor equipment (tracked tractors, bulldozers, excavators, road construction and maintenance machines, forestry machines, harvesters, self-propelled mowers, pipelayers, lifts, etc.);

    5.2. wheeled tractors with an engine power exceeding 50 hp (36,8 kW).

    6. Trailers shall be divided into the following groups:

    6.1. trailers for passenger cars and vehicles built on their basis;

    6.2. tractors and self-propelled trailers;

    6.3. trailers for trucks with a gross vehicle weight of less than 10000 kg;

    6.4. trailers for trucks with a gross vehicle weight of 10000 kg and more;

    6.5. tankers and timber carriers.

    7. Trams and trolleybuses.

    Minister of Finance R.Zīle


    Appendix 4

    Cabinet of Ministers

    May 1997, 27

    regulations no. 199

    Insurance premiums for compulsory international civil liability insurance contracts ("Green Cards")

    Table 1. Insurance premiums for compulsory international civil liability insurance contracts ("Green Cards") that are not valid in the territory of Latvia

    NoKate
    gory    		VeidsInsurance premium (LVL)
    15 days1 monthFor each subsequent month until the 6th month7 monthsFor each subsequent month1 year
    1APassenger cars, trucks (with a gross vehicle weight of up to 3500 kg), minibuses* and vehicles built on their basis23352216520265
    2BMotorcycles, tricycles, quadricycles, scooters and vehicles built on their basis15208.8728112
    3CTrucks (with a gross vehicle weight exceeding 3500 kg), tractors and self-propelled vehicles and vehicles built on their basis30403021626346
    4EBuses, minibuses** and vehicles built on their basis651056045550705
    5FCar trailers and vehicle trailers based on them1115332.52.545
    6FTrailers, semi-trailers for trucks, tractors and self-propelled vehicles and trailers, semi-trailers for vehicles built on their basis2225342.52.555

    minibuses* – no more than 9 seats in the cabin (including the driver's seat)

    minibuses** – more than 9 seats in the cabin (including the driver's seat)

    Table 2. Reduction of insurance premium for compulsory international civil liability insurance contracts (Green Cards) valid in the territory of Latvia

    No. pkContract termInsurance premium reduction X%
    1less than 3 months0
    23 – 6 months50
    37 – 11 months60
    41 year70

    4. Motorcycles, scooters and vehicles built on their basis. 3. Buses and vehicles built on their basis.

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