Motor Insurers'
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- 14.05.2025
Most traffic accidents caused by uninsured vehicles are in Latgale
Latvian Motor Insurers' Bureau (hereinafter referred to as LTAB) statistics compiled by the Latvian Road Traffic Safety Authority show that the number of road traffic accidents (hereinafter referred to as RTA) caused by uninsured vehicles decreased last year. If in 2023, on average in Latvia with…
Read more - 14.05.2025
The amount of paid MTPL claims continues to increase
In the first quarter, insurers and the Latvian Motor Insurers' Bureau (hereinafter – LTAB) have made decisions on the payment of MTPL compensation in the amount of EUR 21,70 million, which is slightly more than 8% compared to the previous year.…
Read more - 09.04.2025
By LTAB Jānis Abāšins re-elected as Chairman of the Board
Latvian Motor Insurers' Bureau (hereinafter – LTAB) general meeting of members last week re-elected Jānis Abāšinas as chairman of the board for a three-year term. LTAB The chairman of the board has set a deadline for the next three-year term...
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Here you will find answers to frequently asked questions about our services and offers.
What should you do if there is a traffic accident?
Persons involved in a road traffic accident (RTA) shall notify the State Police of the accident or fill out an Agreed Statement (AS). Filling out an AS is possible only in cases where only two vehicles are involved in the RTA, if both drivers involved can agree on the circumstances of the RTA, if no people were injured, no damage was caused to third party property, and the vehicles did not suffer damage that would prevent or prohibit them from driving. In any other situation, drivers must notify the Traffic Police of the RTA that occurred.
How long does it take to submit the Agreed Statement to the insurer?
If the RTA is drawn up using the Harmonized Notice, the at-fault party must submit it to their insurer no later than 10 days.
What to do if the driver of a vehicle involved in a traffic accident arbitrarily leaves the scene of the incident?
If one of the drivers of vehicles involved in a road traffic accident (RTA) arbitrarily leaves the RTA site and does not fill out the agreed statement, refuses to fill it out or it is impossible for both parties to fill it out, the driver of the other vehicle shall immediately notify the State Police about the RTA. The injured party shall submit an application for damages caused by the RTA to the insurer of the other vehicle involved in the RTA or LTAB, if the insurance compensation is to be paid from the Guarantee Fund (ie the civil liability of the owner of the other vehicle involved in the RTA was not insured). The responsible insurer can be found by the vehicle registration number in the section "Search for the responsible insurer".
How long after a traffic accident must property be kept in the condition it was in after the accident?
Persons claiming compensation for damages are obliged to maintain the vehicle and damaged property in the condition in which it was after the road traffic accident until it is inspected in accordance with the procedures prescribed by law by an expert of the insurer who insured the civil liability of the owner of the vehicle that caused the damage, or LTAB expert, if the insurance indemnity is to be paid from the Guarantee Fund, or until the time when a refusal to conduct an inspection is received.
Is the insurer entitled to not perform an inspection?
Insurer or LTAB is entitled not to carry out an inspection of the vehicle that caused the road traffic accident (CSA), and within five days (counting from the day of receipt of the agreed notification or application) it shall inform the owner or authorized user of the vehicle in writing. If the insurer or LTAB has decided to carry out an inspection of the vehicle that caused the RTA, it must be carried out within five days (counting from the day the insurer or LTAB received the agreed notification or application).
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